Packing the Right Credit Card

Traveling frugally means more than just cadging free bar snacks in Bologna or hopping low-cost flights between third-tier European airports. To keep costs to a minimum, you have to plan well in advance, and that means getting your finances in order.


The first thing you’ll want to do is apply for a new credit card. See, most card issuers charge fees for overseas transactions. American Express, for example, adds 2.7 percent to every overseas transaction (up from 2 percent last summer), while Bank of America, Chase, Citibank and HSBC tack on 3 percent, according to Curtis Arnold, who runs CardRatings.com, a Web site that tracks credit card fees.